John Goodman’s Commentaries

Are High Deductibles a Good Thing?  Part II

Are High Deductibles a Good Thing? Part II

When people are spending below their deductible they will not spend a dollar unless they expect to get a dollar’s worth of value. But when they are above their deductible they may spend a dollar even though the service is worth far less than what they pay.

read more
Are High Deductibles a Good Thing?  Part I

Are High Deductibles a Good Thing? Part I

Because I am often called the “Father of Health Savings Accounts” people sometimes assume that I favor high deductible health insurance. I don’t. In fact, I don’t really favor deductibles at all.

read more
Better Care at One Tenth the Cost

Better Care at One Tenth the Cost

“The problem with Obamacare is that it is focused on finding the money to pay for what good health care costs; instead we should be focused on lowering the cost of health care so that people can afford it.”

read more