This year will be the last in which uninsured Americans are forced to pay ObamaCare’s penalty for lack of coverage. The change—part of the GOP’s tax reform—comes as relief on the demand side of health insurance. Yet nothing has changed on the market’s supply side. Without additional reforms to ObamaCare’s restrictions on insurers, millions of Americans will continue to choose from a limited range of lackluster plans.
COMMENTARIES
Free The Labour Market
There are three troubling trends affecting how Americans work and earn a living: (1) the rise of the robot economy, (2) the rise of the gig economy and (3) the increasingly arbitrary way in which people get access to what we used to call employee benefits.
New Frontiers for Patient Power
The idea behind Health Savings Accounts (HSAs) is a simple one: Instead of giving all our health care dollars to a third party (employer, heath insurance company or the government), we can put some of those dollars in an account that we own and control.
The States Could Reform Obamacare If Only We Would Let Them
The cause of the most serious problems in Obamacare can be summarized in a single word: Dumping.
Can The Market Really Work In Health Care?
For as long as I have been in the field, health economics has been dominated by the idea that the free market can’t work in health care.
Can The Republicans Replace Obamacare Before The Next Election?
A lot of people think Sen. John McCain betrayed the Republican party when he cast a “no” vote on a health care bill last year. In fact, he saved the party.
High-Deductible Health Insurance: The Good, The Bad and The Ugly
High deductibles are a fact of life. They are becoming higher and more prevalent with each passing day.
How Republicans Can Fix What Democrats Got Wrong On Health Care
When Barack Obama was running for president in 2008 he had two important health care positions.
Kotlikoff: There really is a free lunch
Laurence Kotlikoff shows how a few smart decisions can raise a couple’s lifetime standard of living by 50 percent.
Gorman: Obamacare has been extremely wasteful
The federal government spent $341 billion from 2014 through 2016 on subsidizing individual coverage so that people would buy it (Not counting the money spent on state and federal exchanges).