There are three troubling trends affecting how Americans work and earn a living: (1) the rise of the robot economy, (2) the rise of the gig economy and (3) the increasingly arbitrary way in which people get access to what we used to call employee benefits.
The idea behind Health Savings Accounts (HSAs) is a simple one: Instead of giving all our health care dollars to a third party (employer, heath insurance company or the government), we can put some of those dollars in an account that we own and control.
The cause of the most serious problems in Obamacare can be summarized in a single word: Dumping.
For as long as I have been in the field, health economics has been dominated by the idea that the free market can’t work in health care.
A lot of people think Sen. John McCain betrayed the Republican party when he cast a “no” vote on a health care bill last year. In fact, he saved the party.
High deductibles are a fact of life. They are becoming higher and more prevalent with each passing day.
When Barack Obama was running for president in 2008 he had two important health care positions.
Critics charge that the United States has the most expensive health care in the world and the worst results.
Don’t believe it.
The most significant federal entitlement reform in our lifetime was a little noticed provision that Democrats included in the Affordable Care Act. The provision was a cap on Medicare spending, similar to the cap Republicans proposed for Medicaid last summer.
One of the little-reported provisions in this week’s budget agreement was not short term at all. It was a 6-year extension of the Children’s Health Insurance Program (CHIP), without any major reform whatsoever. Here’s why that’s important.